TorMaMe

Errand-running and
peer-to-peer delivery
built for Ghana.

Order what you need. Let someone nearby get it to your doorstep.

TORMAME is a Ghana-focused platform that connects people who need items bought or fetched with nearby people willing to fulfil those requests for a commission.

See How It Works
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Everyday purchasing and delivery in Ghana is still inconvenient, unreliable, and exclusionary.

People often need

  • Groceries, pharmacy items, food & household essentials
  • Urgent pickups
  • Fast help without owning a car or motorcycle
  • Affordable delivery for short distances and informal errands

Existing delivery models often assume

  • A dedicated logistics fleet
  • Merchants already integrated online
  • Drivers with vehicles
  • Formal addresses and high delivery fees

The gap

A large number of daily errands in Ghana are too small, too local, or too informal for traditional delivery platforms — yet they still matter deeply to customers.

"Today, many people in Ghana still rely on phone calls, favors, or ad hoc arrangements to get simple things bought and delivered. That creates friction, uncertainty, and missed economic opportunity."

TorMaMe turns everyday errands into a trusted digital marketplace.

01

Post a request

A sender posts what they need bought and where it should be delivered.

02

Runner accepts

A nearby buyer/runner accepts the task.

03

Prepay & escrow

TorMaMe calculates pricing transparently. The sender prepays; funds held in escrow.

04

Deliver & release

Payment is released after delivery confirmation.

Why it works

Accessible — fulfilment not limited to vehicle owners
Flexible for urban and peri-urban environments
Creates income opportunities for everyday people
Brings structure, trust, and payments to informal errands

The timing is right for a local, mobile-first logistics network in Ghana.

Connectivity, mobile money behavior, and urban density now support a trusted peer-to-peer errand network.

24.06M
Internet users in Ghana (early 2024)
69.8%
Internet penetration rate
38.95M
Mobile connections
59.5%
Population living in urban centres
GH₵3.01T
Mobile money transaction value in 2024 (Bank of Ghana)

App-based demand is possible

Smartphone and internet access make app-based demand possible at scale.

Mobile money makes it work

Mobile money makes collection, escrow, and payout viable.

Urban density improves matching

Urban density improves matching efficiency across our proximity-based model.

Digital payment comfort rising

Rising comfort with digital payments reduces adoption barriers significantly.

A simple two-sided workflow designed for trust and speed.

For Senders
  • Create a request — item details, purchase location, delivery location, ETA, and item size
  • See a full price breakdown before confirming
  • Pay upfront
  • Track the request through fulfilment
For Buyers / Runners
  • Discover nearby requests through push notifications or the buy page
  • Review request details: item price, commission, ETA, and locations
  • Accept one job at a time
  • Fulfil and deliver
  • Receive reimbursement plus commission after confirmation
Trust & Safety
  • Account creation and identity workflows
  • Escrowed payments
  • One-time delivery confirmation code
  • Configurable notifications
  • Transaction history

TorMaMe earns on every successful transaction.

Sender pays for the item
Buyer commission is added
Platform fee is added TorMaMe keeps the platform fee
On confirmed delivery Buyer receives item reimbursement + commission. TorMaMe retains the platform fee.

Why the model is strong

Revenue tied to actual completed transactions
Transparent fee logic
No fleet ownership required at the start
Scalable through marketplace liquidity

Revenue streams

Now

Transaction platform fee

Percentage of item price on every completed transaction.

Future

Premium features

Priority delivery or higher-trust profiles.

Future

Merchant partnerships

Local shops, pharmacies, and convenience sellers.

Future

API / B2B integrations

Local shops, pharmacies, office errands, and recurring purchases.

TorMaMe starts with a focused wedge and expands from there.

Initial wedge

Urban, urgent, small-basket, on-demand errands in Ghana:

Groceries Pharmacy / health essentials Prepared food Household items Personal pickups Hyperlocal errands

Expansion path

Accra
Kumasi
Takoradi
Tamale
Tema
University communities
Corporate & merchant partnerships

Market sizing model

A large connected population, growing digital payment usage, and high urban concentration create favorable conditions for hyperlocal, app-based fulfilment in Ghana.

TAM All urban last-mile errand and informal purchase-delivery spending in Ghana
SAM Smartphone-connected users in launch cities
SOM Active users reachable in first 24 months in initial launch zones

TorMaMe is not just another delivery app.

"Traditional delivery platforms optimize around fleets and merchants.
TorMaMe optimizes around people, proximity, and everyday errands."

No vehicle ownership requirement

Fulfilment is not limited to vehicle owners — dramatically widening who can participate as a runner.

Informal errand-first

Designed for everyday, informal errands — not only restaurant or merchant networks.

Mobile money at the core

Mobile money and bank rails integrated into the core transaction concept.

Trust architecture

Escrow and one-time confirmation code build trust between strangers.

Local pricing logic

Pricing reflects distance, item size, buyer commission, and platform fee — with GPRTU fare logic built in.

Built for Ghana

Designed specifically for Ghanaian user behavior and transport realities — not a copied marketplace.

Launch locally. Earn trust. Build dense supply-demand loops.

Phase 1

Community Launch

  • Focus on one or two dense areas first
  • Onboard students, young workers, and local runners
  • Pilot in neighborhoods with repeat errand demand
  • Partner with small shops, pharmacies, and convenience sellers
Phase 2

Liquidity & Retention

  • Referral loops for both senders and buyers
  • Incentives for first completed orders
  • Strong notification and matching system
  • Trust-building through visible ratings, proof of delivery, and dependable payouts
Phase 3

Expansion

  • Replicate into adjacent districts and cities
  • Add merchant tools
  • Add business accounts for office errands and recurring purchases

Delivery that creates opportunity, not just convenience.

TorMaMe creates measurable community impact in three ways.

01

Income Creation

TorMaMe enables flexible earnings for people who can walk, use public transport, or drive — broadening who can participate in the digital economy.

02

Access & Convenience

Helps households get items they need without requiring personal transport — especially valuable in dense urban areas.

03

Digital Inclusion

Broadens participation in digital commerce through a low-barrier fulfilment model that doesn't require merchants or vehicles to participate.

"A modest grant can help TorMaMe pilot a practical, income-generating, convenience-improving service in Ghanaian communities while creating pathways into digital work."

Built for disciplined execution, not just concept appeal.

User registration and authentication
National ID handling and verification workflows
Google Maps distance calculation
Pricing engine with route-fare logic
Payment integrations across mobile money and banks
Escrow and refund handling
Notifications and real-time tracking
Delivery confirmation and payment release logic
Asset-light model Localized pricing logic Trust architecture built-in Phased roadmap Mobile-first Ghana-ready payments

Building TorMaMe as a local-first platform.

Our team understands the daily realities of informal errands, local delivery friction, and digital payment behavior in Ghana. We are building TorMaMe as a local-first platform — not a copied marketplace.

We're building the trust layer for everyday errands in Ghana.

We are raising $10,000 to launch and scale TorMaMe in Ghana — making delivery more accessible for customers and creating income opportunities for the people around them.

Use of funds

Product development
Payment integration
Launch operations
User acquisition
Trust and support systems

TORMAME is building the trust layer for everyday errands in Ghana — making delivery more accessible for customers and creating income opportunities for the people around them.

or email us directly at team@tormame.dev